Microfinance is a good thing

 For the last two years or so my wife and I have been supporters of Kiva which is a microfinance organization providing loans to small businesses in countries where loans are usually very difficult to get.  The people who take out the loans are predominately women and they are requesting loans in the neighbourhood of $1,000 to grow their businesses either through purchasing more inventory, buying seeds to grow produce, or expanding their small home-based businesses.

I generally provide $25 towards the amount that a given person is looking for and that allows me to spread my loans over several different businesses.  I don’t expect to grow the investment that I’ve put into the microfinance organization because I consider it to be charitable giving and what happens is the loanee returns the money to me (and the other people who have invested money) in installments.  As the other people I’ve loaned to return the money also, I wait until I have a minimum of $25 in my account and then I loan that $25 out to another person.

At any given time I’ve got three or four people paying me back.  I don’t receive interest or shares in their company but I get the satisfaction of watching my small $25 loan go directly to the person I chose in the Kiva site and then read the updates of how the money has helped them to build their business and support their family.  I feel better about giving this way then to simply supply money to an organization and have no idea who it went to or what they used it for.
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I don’t have a huge investment in Kiva, perhaps $100 or $125 dollars altogether but that money has been recycled through several small businesses and I have a great feeling of helping someone out.  If you have a bit of spare cash, $25 is the minimum I believe, then I suggest loaning it to someone who can use that money to build a better life for themselves and their family.

http://www.kiva.org/lender/dandl6884

Bobby Kris, Now…

A couple of weekends ago I had the opportunity to have a glass of wine and a Samosa with Bobby Kris of Bobby Kris and the Imperials.   They were one of the most popular bands in the Toronto music scene in the mid-60’s releasing a cover of the Burt Bacharach song “Walk On By”.  The single charted well for them and they received some very good reviews for their debut single.

They were not able to duplicate that commercial success with subsequent releases but they continued to be a popular draw in the Toronto music scene.  Eventually, the band members went their separate ways and Bobby found a new career as a teacher.  For the last several years he has been the owner of a small store in Southern Ontario specializing in organic foods. 

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What a Weekend!

This past weekend went by in a blur!  We had some friends over to our house on Saturday and then hosted both my wife’s family and my famiy on Sunday for our daughters birthdays.  What a blast…I love hosting people over at our house.  I know it’s a pain to have to clean up all the toys and stuff so that visitors get an unrealistic view of the natural state of our home but having company is a lot of fun.

In some ways I’d rather have people come here than go out because when the time goes to shutdown the party, everyone else has to drive home but I can just go upstairs!  Of course, there is the issue of dishes and cleaning up from the party but that’s a task I can live with…..

My oldest daughter just turned 7 years and when I look at her I can’t believe that she is same kid that we brought home from the hospital 7 years ago.  It seems like it was just a short time ago that I held her for the first time.  I had never held a baby in my arms until her mom gave her to me to hold.  I have a picture of that moment and it is one of my best memories.

Some anti depressant medications such as SSRI anti depressants develops erectile dysfunction in 65% of men viagra for sale online http://valsonindia.com/viagra-8951.html according to a study. Do not buy soft tabs viagra if you are also using a nitrate drug for chest pain or heart problems. More amount of blood flow generic cialis in the penile region. A dysfunctional discount viagra loved that phone system can cost you more than it should. My youngest daughter is just about to turn two years old and I find that the time I am getting to spend with her is amazing!  I was working when my oldest daughter and my son were around two years old so I missed many of the moments that I am getting to share with my youngest.  She recently “helped” a pile of magazines fall onto the floor and when I came rushing around the corner she just looked at me and said “This Happened”.  I couldn’t help but smile because that is the same pairing of words that my oldest daugter used to use when she was around two years. 

I know that I won’t be able to spend all my time with them because sooner or later I’ll be back to work but this time I get to share with my kids is truly wonderful and I’m glad that I get to share in their childhood like this.

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What price for a healthier lawn?

My wife and I are on the same page when it comes to the environment that our children grow up in.  That means that we haven’t used herbicides or fertilizer on our lawn in years.

It’s a lot of work to have a “natural” lawn.  I haven’t used an herbicide on the lawn in years and that means a lot of back-breaking effort to manually pick weeds from the lawn whenever I get the chance.  I remember as a child I used to like to blow the seeds off the dandelion’s when they went to seed and now I find myself having to hold my tongue when my kids do the same because I know that in a few weeks all those seeds are going to be sprouting up somewhere in my backyard!

I try to use natural fertilizers when I do fertilize the lawn but it seems funny to be spreading dried ground up seaweed onto the lawn and if you close your eyes and take a good sniff you’d think you’re down by the seashore.  The lawn seems to be getting thinner and thinner every year despite my seaweed efforts and I’m thinking about biting the bullet and buying a bag of that turf building fertilizer just to see if I can get it back to a nice lush green lawn.  I’m not sure right now if it’s the natural fertilizer or my lackadaisical approach to watering that is making the lawn so sparse.  Probably a combination of both!
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Anyway, if I get a bag of the fertilizer I’ll certainly document the results!

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My they do grow up fast don’t they??

After school today my daughter wanted to ride her bike on our street and, of course, my other two also wanted to get out there.  I said okay and after a few minutes, we found ourselves a few houses down the street being neighbourly and greeting people as they began coming home from work. 

I happened to find myself in conversation with one of my neighbours when he looked over at my kids and noted “They sure do grow up fast don’t they?”  I nodded in agreement and he went on to tell me that he could barely remember when his kids were the same age as mine are now.  It was at that point that I realized I am in great position right now to watch my kids growing up.  My youngest child is almost two years old and that is the age that I missed with the older two kids while I was working 9 to 5.

Penegra Tablets, the ordering cialis help men with erectile dysfunction not due to a physical problem.Its up to you if you choose Medical or Natural treatment. Initially, the physician prescribed to starts with levitra 10 mg low dose; in case of its failure the dosage may get enhance. It is illegal to sell cialis overnight no prescription prescription medicines without a prescription issued by a licensed physician. The erectile dysfunction, a sexual dysfunction, refers to the inability of the person to achieve and sustain an erection buy generic levitra hard enough to complete the act of sexual intercourse. With Jordan, I get to listen to her learning to talk and watch as her personality develops.  That is something really special that I’m glad I get to experience.  In the long run we will survive the loss of my full-time income and I am confident that another job is out there for me.  In the meantime, I’m going to enjoy my kids while they still want me to be around!

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It’s a beautiful day today

Today is an exceptionally beautiful day.  It’s nice and warm without being too humid so it’s comfortable.  The sun is shining and I’m planning on spending some time in the backyard this afternoon with the kids.  Well, just my son actually.  Oldest daughter is in school and the youngest one will be taking a nap soon.  That gives me time to be a dad to my only boy.

We’re going to put some nice LED lights up outside to provide some ambience for our backyear entertaining this year.  Should be a nice and easy project for me to share with my son.

Speaking of spending time with the kids, that is exactly the topic for my forthcoming non-fiction creation.  The transition out of the Corporate world was faster and easier than I thought it would be so I’m planning on writing about that experience and how it has affected our family.  Since my wife is working, the fact that I am a built-in babysitter has helped enormously; not only with the family finances but the convenience of live-in payment free day care.  I’ll note how the article is progressing periodically.
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Going out to enjoy the day….

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Welcome to daryntsuji.ca

It seems to me that the time has come for me to start a Blog.  I know that there are a few million of them out there but there is nothing wrong with one more joining the many.  I’ve been concentrating on a few things over the past few years and it’s time for me to get myself out there if you will.  I have no firm plan or direction for this Blog, I think I’ll just let it go where it will and tag along for the ride.

I hope that you’ll join me as I tip toe through the world of electronic publishing in the big “out there”….
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